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DTI Ratio: 0%
The debt-to-income (DTI) ratio is one of the most important factors lenders use to evaluate your loan eligibility. It measures how much of your income goes toward paying debts.
DTI is calculated as: (Total Monthly Debt / Monthly Income) × 100.
For example, if your monthly income is ₹50,000 and your debt is ₹15,000, your DTI is 30%.
Generally, a DTI below 36% is considered good, while a higher ratio may reduce your chances of loan approval.
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